Senior Associate, Compliance & Governance

Job Description

• Advise in operationalizing compliance processes • Advise on end-to-end product and/or process launches as it related to Chime’s products and services • Assist with creating and/or enhancing compliance controls, documenting such controls, and monitoring overall compliance control environment • Create and review compliance guidance, including policies, and publish to shared spaces • Demonstrate advisory and experience with consumer laws and regulations related to banking products to ensure Chime’s adherence and compliance with, but not limited to, the Truth In Lending Act (Regulation Z), Unfair, Deceptive or Abusive Acts or Practices (UDAAP), Electronic Funds Transfer Act (Regulation E), Truth in Savings Act (Regulation DD), NACHA, and VISA Operating Standards as well as state-specific rules and regulations • Establish and maintain strong relationships with internal and external stakeholders

Qualifications

• 6 or more years of experience in banking, credit, lending or deposits, or equivalent experience in consumer compliance roles. • Demonstrated knowledge of key regulations including but not limited to: UDAAP, Truth in Savings Act (Reg DD), NACHA compliance, TILA (Reg Z), VISA Operating Standards, Electronic Funds Transfers (Reg E), and FCRA. • Experience with regulations and industry guidelines applicable to payments, lending, and/or deposit accounts. • Experience advising stakeholders on applicable consumer compliance laws and regulations. • Experience researching, interpreting, and applying banking rules, regulations, and industry standards practices. • Experience advising on control design and execution. • A desire to collaborate and have the ability to influence both your colleagues and external partners to achieve consensus on regulatory risk issues and appropriate mitigation. • Excellent analytical, verbal and written communication skills. • Ability to come up with solutions to issues, with minimal oversight from your leadership team. • A creative mind for finding solutions that ensure the best experience for our members.

Benefits

• A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote • Hybrid work perks, like UrbanSitter and Kinside for backup child, elder and/or pet care, as well as a subsidized commuter benefit • Competitive salary based on experience • 401k match plus great medical, dental, vision, life, and disability benefits • Generous vacation policy and company-wide Take Care of Yourself Days • 1% of your time off to support local community organizations of your choice • Mental health support with therapy and coaching through Modern Health • 16 weeks of paid parental leave for all parents and an additional 6-8 weeks for birthing parents • Access to Maven, a family planning tool, with up to $10k in reimbursement for egg freezing, fertility treatments, adoption, and more. • In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! • A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress