Senior Risk Associate

Job Description

• Conduct the onboarding of suppliers to the business including completing due diligence of new suppliers and diligence of existing suppliers with an expansion in use or services • Maintain Key Performance Indicators (KPIs) of suppliers for trending, analysis, & feedback to business relationship managers • Conduct annual review supplier diligence activities including requesting & reviewing updated materials, completing scorecards, tracking & reporting on Key Risk Indicators (KRI), identification of remediation, onsite visits (as appropriate) • Respond to ticket requests from internal partners for items such as advice & guidance, audits, exams, and/or lending partner requests; audits as needed, including state regulatory exam, bank partner, and third party audit requests • Contribute to TPRM Program reporting, Program enhancements including proposing ideas, executing on projects, implementing policy and procedural changes, and desire to be a subject matter expert

Qualifications

• Bachelor’s degree with 1-3 years of relevant consumer lending or servicing experience; or 5 or more years of relevant experience in lieu of a degree • Experience working in financial services in a compliance or consumer facing role with working knowledge of state or federal consumer lending protection regulations (e.g. FDCPA, TILA, UDAAP, TCPA, EFTA, BSA/AML, OFAC, Privacy, etc.) • Ability to produce clear, concise, well-written work product with minimal intervention and strong attention to detail (e.g. internal and external facing memos, reports, action plans, etc.) • Organized and able to juggle multiple tasks while still meeting deadlines with the ability to continually reprioritize tasks, assignments, and projects.

Benefits

• Competitive Compensation (base + bonus & equity) • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings • Employee Stock Purchase Plan (ESPP) • Life and disability insurance • Generous holiday, vacation, sick and safety leave • Supportive parental, family care, and military leave programs • Annual wellness, technology & ergonomic reimbursement programs • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering • Catered lunches + snacks & drinks when working in offices